PRIVACY POLICYThis Privacy Policy describes the privacy practices of JAR Credit Services Ltd. and our subsidiaries and affiliates (collectively, "JAR", "we", "us", or "our") in connection with our websites and services (collectively, the "Services"), and the rights and choices available to individuals with respect to their information.Personal Information We CollectInformation you provide to us. Personal information you may provide to us through the Services or otherwise includes:
- Personal contact information, such as your first and last name, email and mailing addresses, phone number.
- Provided information, such as information that you upload, generate, transmit, or otherwise make available to us via the Services or otherwise.
- Payment information needed to complete transactions, including payment card information or bank account number.
- Profile information, such as the username that you may set to establish an online account, password, date of birth, redemption code, biographical details, occupation, employers, title, position, employment function, and any other information that you add to your account profile.
- Registration information, such as information that may be related to a service or an account you register for.
- Feedback or correspondence, such as information you provide when you contact us with questions, feedback, or otherwise correspond with us online or otherwise.
- Demographic Information, such as your city, state, country of residence, postal code, and age.
- Other information that we may collect which is not specifically listed here, but which we will use in accordance with this Privacy Policy or as otherwise disclosed at the time of collection.
Information we obtain from other third parties. We may receive personal information about you from third-party sources, for example, credit monitoring agencies.Cookies and Other Information Collected by Automated Means. We, our service providers, and our business partners may automatically log information about you, your computer or mobile device, and activity occurring on or through our website and electronic communications, including but not limited, your computer or mobile device operating system type and version number, manufacturer and model, device identifier, and other information.Web browsers may offer users of our websites the ability to disable receiving certain types of cookies; however, if cookies are disabled, some features or functionality of our websites may not function correctly.Retention. We will retain your personal information for the period necessary for the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.How We Use Your Personal InformationWe use your personal information for the following purposes or as otherwise described at the time of collection:To operate the Services. We use your personal information to:
- provide, operate and improve the Services
- establish and maintain your profile with the Services
- communicate with you about the Services, including by sending you announcements, updates, security alerts, and support and administrative messages
- provide support and maintenance for the Services
- to respond to your requests, questions and feedback
For research and development. We analyze use of the Services to analyze and improve the Services and to develop new products and services, including by studying demographics and use of the Services.To comply with law. We use your personal information as we believe necessary or appropriate to comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas or requests from government authorities.For compliance, fraud prevention, and safety. We may use your personal information and disclose it to law enforcement, government authorities, and private parties as we believe necessary or appropriate to: (a) protect our, your or others' rights, privacy, safety, or property (including by making and defending legal claims); (b) enforce the terms and conditions that govern the Services; and (c) protect, investigate and deter against fraudulent, harmful, unauthorized, unethical or illegal activity.With your consent. In some cases we may specifically ask for your consent to collect, use or share your personal information, such as when required by law.How We Share Your Personal InformationWe do not share your personal information with third parties without your consent, except in the following circumstances or as described in this Privacy Policy:Affiliates. We may share your personal information with our corporate parent, subsidiaries, and affiliates, for purposes consistent with this Privacy Policy.Service providers. We may share your personal information with third party companies and individuals that provide services on our behalf or help us operate the Services. These third parties may use your personal information only as directed or authorized by us and in a manner consistent with this Privacy Policy and are prohibited from using or disclosing your information for any other purpose.Payment processors. We may share your personal information and any payment card information you use to make payments directly with our payment processors.Professional advisors. We may disclose your personal information to professional advisors, such as lawyers, bankers, auditors, and insurers, where necessary in the course of the professional services that they render to us.For compliance, fraud prevention and safety. We may share your personal information for the compliance, fraud prevention and safety purposes described above.Business transferees. We may sell, transfer, or otherwise share some or all of our business or assets, including your personal information, in connection with a business transaction (or potential business transaction) such as a corporate divestiture, merger, consolidation, acquisition, reorganization or sale of assets, or in the event of bankruptcy or dissolution.Your ChoicesIn this section, we describe the rights and choices available to all persons from whom we collect personal information.Access or Update Your Information. You may review and update certain personal information that we have collected by contacting us at info@jarcredit.com.Cookies & Browser Web Storage. You may remove or reject cookies. To do this, follow the instructions in your browser settings. Please note that if you set your browser to disable cookies, the website may not work properly.Choosing not to share your personal information. Where we are required by law to collect your personal information, or where we need your personal information in order to provide the Services to you, if you do not provide this information when requested (or you later ask to delete it), we may not be able to provide you with our Services.Security PracticesThe security of your personal information is important to us. We employ a number of organizational, technical, and physical safeguards designed to protect the personal information we collect. However, security risk is inherent in all internet and information technologies, and we cannot guarantee the security of your personal information.International Data TransferWe are headquartered in the United States and may use service providers that operate in other countries. Your personal information may be transferred to the United States or other locations where privacy laws may not be as protective as those in your state, province, or country.ChildrenThe Services are not intended for use by anyone under 18 years of age. If we learn that we have collected personal information through the Services from a child under 18 we will delete it.Changes to this Privacy PolicyWe reserve the right to modify this Privacy Policy at any time. If we make material changes to this Privacy Policy, we will notify you by updating the date of this Privacy Policy and posting it on our website. We may, and if required by law will, also provide notification of changes in another way that we believe is reasonably likely to reach you, such as via e-mail.Any modifications to this Privacy Policy will be effective upon our posting the new terms and/or upon implementation of the new changes on the Service (or as otherwise indicated at the time of posting). In all cases, your continued use of the Service after the posting of any modified Privacy Policy indicates your acceptance of the terms of the modified Privacy Policy.How to Contact Us:Please direct any questions or comments about this Privacy Policy or privacy practices to info@jarcredit.com. You may also write to us via postal mail at:JAR Credit Services Ltd.1499 W. 120th Ave, Suite 110Westminster CO 80234-2719
PRIVACY POLICYThis Privacy Policy describes the privacy practices of JAR Credit Services Ltd. and our subsidiaries and affiliates (collectively, "JAR", "we", "us", or "our") in connection with our websites and services (collectively, the "Services"), and the rights and choices available to individuals with respect to their information.Personal Information We CollectInformation you provide to us. Personal information you may provide to us through the Services or otherwise includes: 
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